
Vacation rentals with lake access in Panama City
Find and book unique lake access rentals on Airbnb
Quick stats about vacation rentals with lake access in Panama City

Total vacation rentals
Explore 10 vacation rentals in Panama City

Nightly prices starting at
Panama City vacation rentals start at $100 per night before taxes and fees

Verified guest reviews
Over 410 verified reviews to help you choose

Family-friendly vacation rentals
10 properties offer extra space & kid-friendly amenities

Rentals with dedicated workspaces
10 properties have a dedicated workspace

Wi-Fi availability
10 of Panama City vacation rentals include wi-fi access

Popular amenities for guests
Guests love Kitchen, Wifi, and Pool across Panama City rentals

4.9 Average rating
Panama City stays are highly rated by guests—averaging 4.9 out of 5!
Top-rated lake access rentals in Panama City
Guests agree: these lake access rentals are highly rated for location, cleanliness, and more.

Beautiful home, backyard, walk to beach,no pet fee
The Sunset Retreat is your beach home away from home. Ample enough for groups or families, but cozy enough for lovers retreat. Bring the dog along too! Only a 5 minute walk to Beach Access #11. Boat launch nearby. Parking for up to 5 vehicles or a boat or trailer. Backyard with patio, BBQ grill, and pergola to relax and enjoy. Premium DreamCloud queen mattresses. Watch the 75 in Roku tv. Game loft for kids. Sun room for lounging or foosball. Beach equipment, games, books, and fast wifi

Granny’s at the Beach With Heated Pool (Extra Fee)
Experience beach life with a private heated pool during the colder months, lakefront and Gulf views, a five-minute walk to the beach. We offer the best of Emerald Coast life away from the hustle and bustle of the Miracle Strip but still a short drive to Pier Park, Shipwreck Island Waterpark, and fine dining. After a day of sun and fun, watch the sun set into the Gulf from your private patio or cook dinner in the well-stocked kitchen. Welcome to Granny's at the Beach where everyone feels at home.

Fabulous Gulf Views 16th floor 1BD/1 bunk Room
Laketown Wharf Resort is the ideal hub for family vacation. It offers spacious, condo-style living and puts you just steps away from the sugar-sand beaches. Only at Florida Vacation Rental, You get best premium amenities while avoiding premium Gulf-front prices.Enjoy your morning coffee on the balcony with beautiful views of the Gulf .We provide FREE arcade 1 UP games for adults and kids to have a fun. Located on the 16th floor this is a 1 bedroom & 1 bunk room that sleeps 6 people comfortably

Coastal Vibe Spacious and Steps from the Sand/PCB
Avoid the elevators and relax in this cozy condo located in the heart of Panama City beach. Steps away from the beautiful white sand beaches, dining and entertainment. Located on the second floor with views of the lake and pool. Splash in one of the 5 resort style pools and enjoy a nightly fountain show on the boardwalk complete with lights and music. Fast WiFi . PLEASE NOTE there is a RESORT FEE of $86 for wristbands and parking paid directly to HOA. The Fee covers the entire reservation

Luxury Townhouse in Santa Rosa Beach - The Zen Pad
Top Reasons to Book this 30A Luxury Townhome: * Few minute walk to the beach access point: Directly across 30A * Beautifully renovated in 2024 * Spacious and Peaceful * 3 Balconies * 2 Pools, Tennis / Pickle Ball Courts, Fishing Ponds, BBQ area, etc. * 25+ miles of hiking trails just steps away * Perfectly located near the beach, trails, shopping, grocery, dining, & more! * Great for families or individuals * Fast Wifi for remote work or streaming * Voted as Guest Favorite AIRBNB!

"Islandia 311" waterfront one bedroom with a pool
One spectacular suite by the water’s edge, specially designed to bring the natural beauty of one of our largest coastal dune lakes into a room full of comfort and leisure featuring coastal-designed furnishings, indulgent fabrics, and timeless colors. This third-floor suite has a relaxing living room, kitchen with dining area, and modernized bathroom with shower. This one-bedroom suite offers astounding panoramic views of Lake Powell. We have multiple units available in this location.

Beach Condo #925 w/ Heated Pool & Hot Tub
Wake up just steps from the sand at this stylish beach retreat located at Origin at Seahaven. Enjoy dedicated beach access across the street, a heated rooftop pool, hot tub, and stunning sunset views - all in the heart of Panama City Beach. Walk to Sharky’s Beachfront Restaurant, relax by the pool, or unwind in your beautifully appointed private condo after a day in the sun. Perfect for couples or small families looking for a clean, modern, stress-free beach getaway.

Renovated first floor condo, 3 min walk to BEACH
The #1 rule is the bring Good Vibes Only! Completely renovated, first floor studio condo, STEPS away from the white sandy beaches of Florida's Emerald Coast. Brand new walk-in tile shower, new flooring throughout and a completely upgraded kitchen with everything you need to cook. The beach is a short 2-minute walk across the street. Not feeling the beach?? Enjoy a beverage on the back patio overlooking the lake while taking in the view of Pier Park's SkyWheel.

1338 Corner XL 5 POOLS*3 King*Resort 18+Ok
Must be 18 to Book This is a beautiful newly decorated 4 Bedroom Condo 3 King BR + 1 Full Bed with Barndoor Corner unit 1338 Laketown Wharf The unit is located close to the 10th floor swimming pool And overlooks front Beach Road and the lagoon. Modern Decor and seating at a dining table for 4 Must be 18 to rent this property This unit has beautiful city views With a wraparound balcony. Resort fee $120+ tax is not included in this listing

Near 30A! Firepit, Beach <1 Mile, Beach Cottage
The PCB Hut offers a one-of-a-kind experience for your next trip to Panama City Beach! Ideally located between Pier Park and the scenic Highway 30A, this unique dome-shaped home is just minutes from Rosemary Beach. Enjoy a perfect blend of nearby tourist attractions, pristine white sand beaches, and easy access to Lake Powell. Gather your family or friends and unwind in one of the most breathtaking areas of the Florida Panhandle.

True Blue Penthouse Summer Break Fun
SUPER HOSTED"TRUE BLUE PENTHOUSE" views!20th FLOOR! FRESH furnishings, bedding, new floors,paint,rugs,TVs including a 65"4K, Upgraded HD!The resort is AMAZING with restaurants ,5 Pools(1 heated seasonally) 2 oversized hot tubs, 810 Bowling and games, 2 story fitness room across from the GULF! Walk to most attractions and Restaurants! HURRY to ensure you get your desired dates! Veteran Owned!

Stunning Gulf Views I Sleeps 9 I Best Amenities
*Must be 18+ to rent this unit.* Condo on the 9th floor overlooking the Gulf *Condo is authorized for a maximum occupancy of 9 guests* BED ARRANGEMENT: Master Bedroom: King Bed W/ private bathroom Guest Bedroom: King Bed Bunk Room: twin on top/bottom and Barn door for PRIVACY Living room: Queen sleeper sofa Living room: Twin sleeper sofa 2 minute walk to beach
Popular amenities for Panama City lake access rentals
Lake access house rentals

The Salty Dog . 4BR . Public Beach & Pool Access

Golf Cart! Community Pool! Bikes! Beach Gear!

A Luxury Bayfront Retreat | Resort-Style Pool

Family Friendly Lake House Escape

Walk to St Andrews Marina + Fenced Yard

Lagoon Landing Waterfront Home

Dolphin Days Lagoon Escape

Luxurious Lake House
Lake access apartment rentals

Oasis by the Bay. 10 miles from Panama City Beach

Prime 30A Location/Pool/ 150 Feet To Beach/Wi-Fi

Gulf and Lake Front Condo - Direct Beach Access

5-7 min walk to Beach~OCEAN Views~30A area~4 Pools

Laketown Wharf 509: Gulf Views + Free Activities!

Emerald Coast Sea-renity.

Laketown 1031 Family Getaway Sleep 8

The Palms I Gorgeous Condo with Gulf View
Lake access cottage rentals

Hidden Treasure - Perfect blend of Quaint & Quiet!

Close Out Summer on 30A Pool Bikes Coastal Comfort

Seaside 30A "Hemingway Cottage" Close to Beach

30A Cottage Escape | 5 min to beach | Cart & Bikes

4 Person Lake Front Cottage with Dock

The Cottage on Alta Vista-so charming!

Aquaman’s Beach Cottage/Laguna Paw-radise Retreat!

Kid friendly golf cart sports gear pool lake beach
When is the best time to visit Panama City?
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Avg. price | $105 | $123 | $110 | $130 | $133 | $167 | $153 | $131 | $117 | $118 | $105 | $102 |
| Avg. temp | 54°F | 57°F | 62°F | 67°F | 75°F | 81°F | 82°F | 82°F | 79°F | 72°F | 62°F | 57°F |
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- Pier Park
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- Village of Baytowne Wharf
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- Aqua Resort
- Topsail Hill Preserve State Park
- Grayton Beach State Park
- St. Andrew State Park Pier
- Shipwreck Island Waterpark
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