Vacation rentals with lake access in Panama City

Find and book unique lake access rentals on Airbnb

Quick stats about vacation rentals with lake access in Panama City

  • Total vacation rentals

    Explore 10 vacation rentals in Panama City

  • Nightly prices starting at

    Panama City vacation rentals start at $100 per night before taxes and fees

  • Verified guest reviews

    Over 410 verified reviews to help you choose

  • Family-friendly vacation rentals

    10 properties offer extra space & kid-friendly amenities

  • Rentals with dedicated workspaces

    10 properties have a dedicated workspace

  • Wi-Fi availability

    10 of Panama City vacation rentals include wi-fi access

  • Popular amenities for guests

    Guests love Kitchen, Wifi, and Pool across Panama City rentals

  • 4.9 Average rating

    Panama City stays are highly rated by guests—averaging 4.9 out of 5!

Top-rated lake access rentals in Panama City

Guests agree: these lake access rentals are highly rated for location, cleanliness, and more.

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Top guest favorite
Home in Lower Grand Lagoon
4.97 out of 5 average rating, 128 reviews

Beautiful home, backyard, walk to beach,no pet fee

The Sunset Retreat is your beach home away from home. Ample enough for groups or families, but cozy enough for lovers retreat. Bring the dog along too! Only a 5 minute walk to Beach Access #11. Boat launch nearby. Parking for up to 5 vehicles or a boat or trailer. Backyard with patio, BBQ grill, and pergola to relax and enjoy. Premium DreamCloud queen mattresses. Watch the 75 in Roku tv. Game loft for kids. Sun room for lounging or foosball. Beach equipment, games, books, and fast wifi

Top guest favorite
A scenic outdoor area features a private pool surrounded by a spacious patio, furnished with a dining table and comfortable lounge chairs. Palm trees and a backdrop of the lake create a relaxed setting as the sun sets in the distance.
Home in Laguna Beach
4.97 out of 5 average rating, 106 reviews

Granny’s at the Beach With Heated Pool (Extra Fee)

Experience beach life with a private heated pool during the colder months, lakefront and Gulf views, a five-minute walk to the beach. We offer the best of Emerald Coast life away from the hustle and bustle of the Miracle Strip but still a short drive to Pier Park, Shipwreck Island Waterpark, and fine dining. After a day of sun and fun, watch the sun set into the Gulf from your private patio or cook dinner in the well-stocked kitchen. Welcome to Granny's at the Beach where everyone feels at home.

Guest favorite
Condo in Panama City Beach
4.95 out of 5 average rating, 143 reviews

Fabulous Gulf Views 16th floor 1BD/1 bunk Room

Laketown Wharf Resort is the ideal hub for family vacation. It offers spacious, condo-style living and puts you just steps away from the sugar-sand beaches. Only at Florida Vacation Rental, You get best premium amenities while avoiding premium Gulf-front prices.Enjoy your morning coffee on the balcony with beautiful views of the Gulf .We provide FREE arcade 1 UP games for adults and kids to have a fun. Located on the 16th floor this is a 1 bedroom & 1 bunk room that sleeps 6 people comfortably

Top guest favorite
A spacious living area features comfortable blue couches accented by yellow pillows. A ceiling fan provides ventilation, and large glass doors offer views of the outdoors. A modern entertainment unit holds a flat-screen TV, while artwork adorns the walls, adding a touch of color to the space.
Condo in Panama City Beach
4.94 out of 5 average rating, 111 reviews

Coastal Vibe Spacious and Steps from the Sand/PCB

Avoid the elevators and relax in this cozy condo located in the heart of Panama City beach. Steps away from the beautiful white sand beaches, dining and entertainment. Located on the second floor with views of the lake and pool. Splash in one of the 5 resort style pools and enjoy a nightly fountain show on the boardwalk complete with lights and music. Fast WiFi . PLEASE NOTE there is a RESORT FEE of $86 for wristbands and parking paid directly to HOA. The Fee covers the entire reservation

Top guest favorite
A bright living area is showcased with natural wood flooring and warm lighting. Comfortable seating is arranged around a spacious coffee table, complemented by a textured area rug. A dining area with light chairs is visible in the background, enhanced by a decorative light fixture.
Townhouse in Santa Rosa Beach
4.98 out of 5 average rating, 129 reviews

Luxury Townhouse in Santa Rosa Beach - The Zen Pad

Top Reasons to Book this 30A Luxury Townhome: * Few minute walk to the beach access point: Directly across 30A * Beautifully renovated in 2024 * Spacious and Peaceful * 3 Balconies * 2 Pools, Tennis / Pickle Ball Courts, Fishing Ponds, BBQ area, etc. * 25+ miles of hiking trails just steps away * Perfectly located near the beach, trails, shopping, grocery, dining, & more! * Great for families or individuals * Fast Wifi for remote work or streaming * Voted as Guest Favorite AIRBNB!

Guest favorite
Condo in Panama City Beach
4.92 out of 5 average rating, 108 reviews

"Islandia 311" waterfront one bedroom with a pool

One spectacular suite by the water’s edge, specially designed to bring the natural beauty of one of our largest coastal dune lakes into a room full of comfort and leisure featuring coastal-designed furnishings, indulgent fabrics, and timeless colors. This third-floor suite has a relaxing living room, kitchen with dining area, and modernized bathroom with shower. This one-bedroom suite offers astounding panoramic views of Lake Powell. We have multiple units available in this location.

Guest favorite
A spacious living area features large windows offering views of the Gulf and access to a balcony. A wooden coffee table centers the room, complemented by a light-colored sofa with decorative pillows. The view showcases the resort and the expansive beach area, creating a serene atmosphere.
Condo in Panama City Beach
4.84 out of 5 average rating, 121 reviews

Beach Condo #925 w/ Heated Pool & Hot Tub

Wake up just steps from the sand at this stylish beach retreat located at Origin at Seahaven. Enjoy dedicated beach access across the street, a heated rooftop pool, hot tub, and stunning sunset views - all in the heart of Panama City Beach. Walk to Sharky’s Beachfront Restaurant, relax by the pool, or unwind in your beautifully appointed private condo after a day in the sun. Perfect for couples or small families looking for a clean, modern, stress-free beach getaway.

Top guest favorite
A spacious studio is illuminated by natural light from large sliding doors, leading to a patio. A king-size bed is paired with a cozy gray sofa, accentuated by a decorative throw. A neutral area rug and dining table complete the inviting layout.
Condo in Panama City Beach
4.92 out of 5 average rating, 120 reviews

Renovated first floor condo, 3 min walk to BEACH

The #1 rule is the bring Good Vibes Only! Completely renovated, first floor studio condo, STEPS away from the white sandy beaches of Florida's Emerald Coast. Brand new walk-in tile shower, new flooring throughout and a completely upgraded kitchen with everything you need to cook. The beach is a short 2-minute walk across the street. Not feeling the beach?? Enjoy a beverage on the back patio overlooking the lake while taking in the view of Pier Park's SkyWheel.

Superhost
Condo in Panama City Beach
4.84 out of 5 average rating, 131 reviews

1338 Corner XL 5 POOLS*3 King*Resort 18+Ok

Must be 18 to Book This is a beautiful newly decorated 4 Bedroom Condo 3 King BR + 1 Full Bed with Barndoor Corner unit 1338 Laketown Wharf The unit is located close to the 10th floor swimming pool And overlooks front Beach Road and the lagoon. Modern Decor and seating at a dining table for 4 Must be 18 to rent this property This unit has beautiful city views With a wraparound balcony. Resort fee $120+ tax is not included in this listing

Guest favorite
Dome in Panama City Beach
4.98 out of 5 average rating, 150 reviews

Near 30A! Firepit, Beach <1 Mile, Beach Cottage

The PCB Hut offers a one-of-a-kind experience for your next trip to Panama City Beach! Ideally located between Pier Park and the scenic Highway 30A, this unique dome-shaped home is just minutes from Rosemary Beach. Enjoy a perfect blend of nearby tourist attractions, pristine white sand beaches, and easy access to Lake Powell. Gather your family or friends and unwind in one of the most breathtaking areas of the Florida Panhandle.

Superhost
A balcony setup is shown with a round table surrounded by six chairs. Comfortable seating is positioned beside greenery, overlooking a stunning expanse of the Gulf. The bright blue sky complements the ocean view, creating an inviting outdoor space.
Condo in Panama City Beach
4.83 out of 5 average rating, 187 reviews

True Blue Penthouse Summer Break Fun

SUPER HOSTED"TRUE BLUE PENTHOUSE" views!20th FLOOR! FRESH furnishings, bedding, new floors,paint,rugs,TVs including a 65"4K, Upgraded HD!The resort is AMAZING with restaurants ,5 Pools(1 heated seasonally) 2 oversized hot tubs, 810 Bowling and games, 2 story fitness room across from the GULF! Walk to most attractions and Restaurants! HURRY to ensure you get your desired dates! Veteran Owned!

Guest favorite
A spacious master bedroom displays a king bed adorned with a decorative duvet featuring ocean-themed designs. Large windows frame views of the Gulf, while a ceiling fan adds comfort. A flat-screen TV is positioned on a dresser, complemented by a small potted plant in the corner.
Condo in Panama City Beach
4.95 out of 5 average rating, 128 reviews

Stunning Gulf Views I Sleeps 9 I Best Amenities

*Must be 18+ to rent this unit.* Condo on the 9th floor overlooking the Gulf *Condo is authorized for a maximum occupancy of 9 guests* BED ARRANGEMENT: Master Bedroom: King Bed W/ private bathroom Guest Bedroom: King Bed Bunk Room: twin on top/bottom and Barn door for PRIVACY Living room: Queen sleeper sofa Living room: Twin sleeper sofa 2 minute walk to beach

Popular amenities for Panama City lake access rentals

When is the best time to visit Panama City?

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Avg. price$105$123$110$130$133$167$153$131$117$118$105$102
Avg. temp54°F57°F62°F67°F75°F81°F82°F82°F79°F72°F62°F57°F

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